Fast Working Capital
Quick access to the funds your business needs for day-to-day operations, unexpected expenses, or time-sensitive opportunities.
Apply for Working CapitalOverview
Working capital is the lifeblood of any business, representing the funds available for daily operations, inventory purchases, payroll, and other short-term needs. Our Fast Working Capital solutions provide quick access to funding when you need it most, without the lengthy approval processes of traditional bank loans.
Whether you're facing a temporary cash flow gap, need to stock up for a busy season, or want to capitalize on a time-sensitive business opportunity, our working capital solutions can provide the financial flexibility your business needs to thrive.
Amount Range
$5,000 - $500,000
Term Length
3 - 18 months
Approval Requirements
3+ months in business, $10K+ monthly revenue
Time to Fund
As fast as 24-48 hours
Types of Working Capital Solutions
Short-Term Business Loans
Quick-approval loans designed specifically for working capital needs with terms typically ranging from 3-12 months.
- Fixed repayment amounts for predictable budgeting
- Lump sum funding for immediate use
- Simple application process with minimal documentation
Merchant Cash Advances
Advance funding based on your future sales, with repayment as a percentage of your daily credit card transactions.
- Flexible repayment that scales with your sales volume
- No fixed monthly payments or due dates
- Ideal for businesses with high credit card sales volume
Invoice Financing
Convert your outstanding invoices into immediate cash flow, without waiting 30, 60, or 90 days for customer payment.
- Advance rates up to 90% of invoice value
- No debt added to your balance sheet
- Perfect for B2B businesses with longer payment cycles
Benefits of Fast Working Capital
Speed of Funding
Access capital in as little as 24-48 hours, allowing you to address urgent business needs or capitalize on time-sensitive opportunities.
Simplified Qualification
Less stringent requirements than traditional bank loans, with approval based primarily on business performance rather than perfect credit or extensive collateral.
Operational Flexibility
Use the funds for virtually any business purpose, from inventory and payroll to marketing, equipment repairs, or unexpected expenses.
Growth Opportunity
Capitalize on business opportunities that might otherwise be missed due to cash flow constraints, helping your business grow and expand.
Is Fast Working Capital Right for Your Business?
Working capital solutions are ideal for businesses that:
- Need quick access to capital for day-to-day operations
- Experience seasonal fluctuations in cash flow
- Want to take advantage of time-sensitive business opportunities
- Have been in business for at least 3 months with $10,000+ in monthly revenue
- Need to bridge temporary cash flow gaps or manage unexpected expenses
How to Apply
Quick Application
Complete our simple online application in minutes, providing basic information about your business and funding needs.
Same-Day Review
Our team will review your application and contact you with funding options tailored to your specific business needs.
Fast Funding
Once approved, receive funds in your business bank account in as little as 24-48 hours.
Have questions? Contact us to speak with a funding advisor.
Need capital for your business – fast?
Apply for working capital today and get the funds you need to keep your business running smoothly and seize growth opportunities.