Non-Revenue-Based Funding
Alternative financing solutions that don't rely on your current revenue stream, ideal for businesses with limited operating history or inconsistent cash flow.
Apply for Non-Revenue-Based FundingOverview
Non-revenue-based funding provides capital to businesses without requiring a track record of consistent revenue. Instead of focusing on your sales history, these funding solutions consider other factors such as business assets, personal credit, future growth potential, or specific project viability.
This type of financing is particularly valuable for startups, seasonal businesses, or companies in transition phases that may not qualify for traditional revenue-based funding options.
Amount Range
$5,000 - $500,000
Term Length
Varies by funding type
Qualification Basis
Assets, credit, business plan
Time to Fund
1-3 weeks (varies)
Types of Non-Revenue-Based Funding
Asset-Based Loans
Secure funding using your business assets as collateral, such as equipment, inventory, accounts receivable, or real estate.
- Loan amounts typically 50-80% of asset value
- Lower interest rates due to secured nature
- Minimal revenue requirements
Personal Credit-Based Financing
Leverage your personal credit history to secure business funding, ideal for new businesses without established commercial credit.
- Based on personal credit score and history
- Quick approval process
- No business revenue requirements
Business Plan-Based Funding
Secure capital based on the strength of your business plan and growth projections rather than historical performance.
- Ideal for startups and early-stage businesses
- Focuses on future potential rather than past performance
- May require detailed business projections and market analysis
Benefits of Non-Revenue-Based Funding
Accessible for New Businesses
Provides funding options for businesses that don't have the revenue history typically required by traditional lenders or revenue-based financing.
Multiple Qualification Paths
Offers various ways to qualify based on different business strengths, whether it's assets, personal credit, or a strong business plan.
Bridge to Traditional Financing
Can serve as a stepping stone to help businesses establish the track record needed for traditional financing options in the future.
Seasonal Business Solution
Ideal for businesses with cyclical or seasonal revenue patterns that might not qualify for financing options that require consistent monthly income.
Is Non-Revenue-Based Funding Right for Your Business?
Non-revenue-based funding is ideal for businesses that:
- Are in the startup or early growth phase with limited revenue history
- Have valuable business or personal assets that can be leveraged
- Experience seasonal fluctuations in revenue
- Have strong personal credit but limited business credit history
- Need funding to establish or grow to a point where revenue-based financing becomes an option
How to Apply
Apply Online
Complete our simple application to share details about your business and funding needs.
Consultation
Your funding advisor will work with you to identify the best non-revenue-based funding options for your specific situation.
Receive Funding
Once approved, funds can be deposited directly into your business bank account, typically within 1-2 weeks.
Have questions? Contact us to speak with a funding advisor.
Ready to fuel your business growth?
Get started with Nexli Funding today and secure the funding you need to take your business to the next level.