IRA/401(k) Rollover Funding
Leverage your retirement assets to fund your business without early withdrawal penalties.
Apply for Rollover FundingUnlock Your Retirement Funds Without Penalties
IRA/401(k) Rollover Funding, also known as ROBS (Rollover for Business Startups), allows entrepreneurs to use their retirement funds to start or grow a business without incurring early withdrawal penalties or taxes.
This innovative funding solution enables you to invest in yourself and your business vision while maintaining control of your financial future.
How Retirement Rollover Funding Works
Form a C-Corporation
We help you establish a new C-Corporation that will serve as the vehicle for your business venture.
Create a 401(k) Plan
Your new corporation creates a 401(k) plan that can purchase private stock in your business.
Roll Over Funds
Your existing retirement funds are rolled over into the new 401(k) plan without triggering taxes or penalties.
Invest in Your Business
The new 401(k) plan purchases stock in your C-Corporation, providing cash for your business operations.
Benefits of Retirement Rollover Funding
No Early Withdrawal Penalties
Access your retirement funds without incurring the typical 10% early withdrawal penalty or income taxes.
No Debt Burden
Fund your business without taking on debt, monthly payments, or interest charges.
Full Control
Maintain complete control over both your business and your retirement investment.
Faster Funding
Typically complete the process and access funds within 2-3 weeks, faster than many traditional loans.
No Credit Requirements
Your credit score and history are not factors in qualifying for this funding option.
Potential Tax Benefits
Business expenses and potential business losses may provide tax advantages compared to other funding methods.
Who's It For?
Ideal for entrepreneurs who:
Have at least $50,000 in eligible retirement accounts (401(k), IRA, 403(b), etc.)
Are starting a new business or buying an existing business
Plan to work in the business full-time
Want to avoid debt and maintain full control of their business
Are comfortable with the compliance requirements of a C-Corporation
Application Process
Initial Consultation
Speak with our funding specialists to determine if retirement rollover funding is right for your business needs.
Documentation
Provide details about your retirement accounts and business plans. Our team will handle the paperwork.
Funding
Once approved, we'll establish your corporate structure and complete the rollover process to fund your business.
Ready to Use Your Retirement Funds to Build Your Business?
Take the first step toward funding your business with your retirement assets. Our specialists will guide you through every step of the process.
Apply for Rollover Funding