Equipment Funding
Specialized financing solutions to help your business acquire the equipment it needs to grow and operate efficiently.
Apply for Equipment FundingOverview
Equipment financing allows businesses to acquire essential machinery, vehicles, technology, and other equipment without paying the full cost upfront. This funding solution helps preserve your cash flow while giving you access to the tools you need to operate and grow your business.
At Nexli Funding, we offer flexible equipment financing options including equipment loans and leases, tailored to your specific business needs and financial situation.
Amount Range
$5,000 - $1,000,000+
Term Length
1 - 7 years
Interest Rates
Starting at 5%
Time to Fund
As fast as 2-5 days
Types of Equipment Financing
Equipment Loans
Finance the purchase of equipment with fixed monthly payments. You own the equipment at the end of the term.
- Down payments typically 10-20%
- Fixed monthly payments for predictable budgeting
- Potential tax benefits through depreciation
Equipment Leases
Rent equipment for a set period with the option to purchase, upgrade, or return at the end of the term.
- Little to no down payment required
- Lower monthly payments compared to loans
- Flexibility to upgrade equipment as technology evolves
Sale-Leaseback
Convert your existing equipment into working capital by selling it and leasing it back.
- Unlock capital from equipment you already own
- Continue using the equipment without interruption
- Potential tax advantages through lease payments
Benefits of Equipment Financing
Preserve Cash Flow
Avoid large upfront expenditures and spread the cost of equipment over time, keeping more cash available for other business needs.
Equipment as Collateral
The equipment itself typically serves as collateral, making it easier to qualify compared to unsecured loans, even for businesses with limited credit history.
Tax Benefits
Depending on the financing structure, you may be eligible for tax deductions through depreciation or by deducting lease payments as business expenses.
Flexibility
Choose from various financing options to match your business needs, whether you want to eventually own the equipment or prefer to upgrade regularly.
Is Equipment Financing Right for Your Business?
Equipment financing is ideal for businesses that:
- Need to purchase or upgrade essential equipment
- Want to preserve cash flow for other business operations
- Require equipment that may become outdated and need regular upgrades
- Have been in business for at least 6 months
- Want to take advantage of potential tax benefits
How to Apply
Apply Online
Complete our simple application and provide details about the equipment you need to finance.
Get Personalized Options
Your funding advisor will present you with financing options tailored to your business needs and equipment requirements.
Receive Funding
Once approved, we'll work directly with the equipment vendor to arrange payment, so you can get your equipment quickly.
Have questions? Contact us to speak with a funding advisor.
Ready to upgrade your business equipment?
Apply for equipment financing today and get the tools you need to grow your business without depleting your cash reserves.